Everything You Need To Know About Tax Saver via NPS

pension

Since the Finance Minister offered additional tax benefits for contributing to the National Pension System (NPS), the number of subscribers has increased significantly. The NPS is a defined voluntary retirement scheme regulated by the Pension Fund Regulatory and Development Authority (PFRDA). Under this system, subscribers must open a Tier I account and invest at least … [Read More…]

Smart ways of cutting corners – Manage your finances and your investments properly

Manage your money

Though it is true that majority of us spend most of our time earning money, yet it is vital to note that without knowing the art of spending your dollars along with saving judiciously and investing prudently, we might not be able to develop a successful and worthy future for ourselves. Money plays an all-encompassing … [Read More…]

Baby boomers face a retirement savings downfall – Vital tips to retire rich

retirement savings

As we come to the beginning of 2016, majority of the Americans say that they’re focused towards increasing their retirement savings fund. But if you take a look at how much they’ve actually taken action according to their words, you will see that they’re far from reaching their goal last year. As per a new report … [Read More…]

Will Bad Credit Ruin My Christmas?

Bad Credit

If you’ve got a bad credit rating, then you may think that you are facing a bleak Christmas, particularly if you are short on money in the run up to the festive season. You’re not alone in this – there are hundreds of thousands of other people who’ve made mistakes in the past who are … [Read More…]

How Much Money You Should Save

savings

So many of us are wondering about this important financial questions of how much money we should be saving. It’s an important question to have the answer to, but the answer is not so simple. When it comes to how much money you should save, each person’s circumstances, goals and worldviews are different, which makes … [Read More…]

5 Smart Tips on Financial Budgeting

Financial Budgeting

Financial budgeting is basically referred to as the finest solution to unlock all your monetary success and is also the best means of attaining your goals that you have dreamt off in your life. Personal finance always performs a crucial role in determining the success of an individual. That is why it is important to … [Read More…]

10 Ways to Save Money

Save Money

Securing your financial future starts with saving. Whether your goals are to meet your family’s needs, save for a better retirement, or buy a bigger house or faster car, saving is the most important way to ensure your meet your personal finance goals. And contrary to popular belief, it doesn’t have to be hard. According … [Read More…]

Handy Tips to Manage Your Personal Finance

personal finance

In the recent economic downturn, almost all individuals are experiencing various financial hardships like job loss and wage reduction and thus, are struggling hard to manage the finances. In lieu of doing so, this large number of individual is incessantly falling into debt and getting compelled to pursue debt settlement or debt consolidation. Although both … [Read More…]

How To Budget Your Money

budgeting tips

Budgeting your money is a great way to gain control over your finances. Making a budget at least once a year will give you a financial snapshot of where you stand. Your budget will help guide you toward smart decisions with your money that can secure your financial future. Calculate Your Income The first step … [Read More…]

Spending A Frugal Christmas This Year

frugal-christmas

Christmas without gifts is somehow unimaginable. Gifts is one of the most essential element of Christmas Celebration. It is a nice way to celebrate this holy occasion but it comes with a price. Not all parents can afford the expensive and the huge number of gifts required for all the people they know starting from … [Read More…]

Killer Financial Mistakes Of Which Everybody Is Guilty

financial-mistakes

When it comes to personal finance, we could all do with taking a masterclass. Budgeting is never easy. You want to lead a fulfilling, rich life. Sometimes that means that you need to splurge. Problems arise when you spend more than you earn. You need to ensure that you take responsibility for your finances. You … [Read More…]